Although it has been more than a year since the 96 fee change last year, but some friends still do not understand that the credit card processing fee has been adjusted, so today Xiaobian talk about the credit card rate.
The credit card credit rate has been adjusted after September 6, 2016, and the proportion of the entire system has also changed. The original issuer, UnionPay, and payment company, the ratio of the three parties 7:1:2 has been broken, the previous 1.25, The 0.78 rate does not exist anymore. The current rates are divided into three categories: standard category 0.6%, deduction class 0.38%-0.48%, public welfare category 0 rate, and the capping is cancelled.
The rate we are talking about is the handling fee for the credit card on the POS machine. If it is a savings card, the handling fee is 0.5%, and the 20 yuan is capped, but the general POS machine card, especially the personal POS card, is mainly aimed at credit card. Moreover, the bank still likes cardholders to swipe their cards on the high-rate merchant pos machine, so that they can earn more commissions. Therefore, for personal card-raising, the standard fee is 0.6%, and the fee is 0.6%. .
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